Cass County, Michigan home prices
Typical home $266,388 · +5.0% in a year · property tax 0.97%
The typical home in Cass County is worth $266,388, about the same as the Michigan typical home ($263,760). Values changed +5.0% in the past year and +16.8% over five years. Homeowners here pay a median 0.97% of their home's value in property tax each year ($2,586 on the typical home), versus 1.17% statewide.
Mortgage on the typical Cass County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $53,278 | $213,111 | $1,434 | $0 | $349 | $1,782 | $76,400 |
| 10% down | $26,639 | $239,750 | $1,613 | $100 | $349 | $2,061 | $88,300 |
| 5% down | $13,319 | $253,069 | $1,702 | $105 | $349 | $2,157 | $92,400 |
| 3.5% down (FHA) | $9,324 | $261,563 | $1,760 | $118 | $349 | $2,226 | $95,400 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.97% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Michigan · part of the South Bend metro area.
Michigan counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Mason County | $267,052 | +8.1% | 1.06% |
| Macomb County | $267,474 | +1.2% | 1.4% |
| Ionia County | $264,748 | +6.3% | 1.13% |
| Marquette County | $262,677 | +8.8% | 0.97% |
| Monroe County | $270,412 | +6.1% | 1.16% |
| Manistee County | $260,685 | +10.0% | 1.04% |
| Van Buren County | $272,490 | +4.3% | 1.23% |
| Saint Clair County | $259,356 | +4.2% | 1.14% |
| Eaton County | $259,014 | +3.5% | 1.41% |
| Kalamazoo County | $273,812 | +4.2% | 1.45% |
Frequently asked questions
What is the average home price in Cass County, MI?
The typical home value in Cass County is $266,388 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Cass County?
About $76,400 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Cass County?
The median effective rate is 0.97% of home value a year (Census ACS 2024 5-year estimates).