Kalamazoo County, Michigan home prices
Typical home $273,812 · +4.2% in a year · property tax 1.45%
The typical home in Kalamazoo County is worth $273,812, 4% more than the Michigan typical home ($263,760). Values changed +4.2% in the past year and +25.2% over five years. Homeowners here pay a median 1.45% of their home's value in property tax each year ($3,961 on the typical home), versus 1.17% statewide.
Mortgage on the typical Kalamazoo County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $54,762 | $219,050 | $1,474 | $0 | $467 | $1,941 | $83,200 |
| 10% down | $27,381 | $246,431 | $1,658 | $103 | $467 | $2,227 | $95,500 |
| 5% down | $13,691 | $260,122 | $1,750 | $108 | $467 | $2,325 | $99,700 |
| 3.5% down (FHA) | $9,583 | $268,853 | $1,809 | $121 | $467 | $2,397 | $102,700 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.45% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Michigan · part of the Kalamazoo metro area.
Michigan counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Van Buren County | $272,490 | +4.3% | 1.23% |
| Monroe County | $270,412 | +6.1% | 1.16% |
| Macomb County | $267,474 | +1.2% | 1.4% |
| Mason County | $267,052 | +8.1% | 1.06% |
| Berrien County | $281,193 | +7.0% | 1.08% |
| Cass County | $266,388 | +5.0% | 0.97% |
| Ionia County | $264,748 | +6.3% | 1.13% |
| Marquette County | $262,677 | +8.8% | 0.97% |
| Manistee County | $260,685 | +10.0% | 1.04% |
| Saint Clair County | $259,356 | +4.2% | 1.14% |
Frequently asked questions
What is the average home price in Kalamazoo County, MI?
The typical home value in Kalamazoo County is $273,812 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Kalamazoo County?
About $83,200 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Kalamazoo County?
The median effective rate is 1.45% of home value a year (Census ACS 2024 5-year estimates).