Kent County, Michigan home prices
Typical home $353,407 · +4.5% in a year · property tax 1.11%
The typical home in Kent County is worth $353,407, 34% more than the Michigan typical home ($263,760). Values changed +4.5% in the past year and +29.2% over five years. Homeowners here pay a median 1.11% of their home's value in property tax each year ($3,922 on the typical home), versus 1.17% statewide.
Mortgage on the typical Kent County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $70,681 | $282,726 | $1,902 | $0 | $504 | $2,405 | $103,100 |
| 10% down | $35,341 | $318,066 | $2,140 | $133 | $504 | $2,776 | $119,000 |
| 5% down | $17,670 | $335,737 | $2,259 | $140 | $504 | $2,902 | $124,400 |
| 3.5% down (FHA) | $12,369 | $347,006 | $2,334 | $156 | $504 | $2,994 | $128,300 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.11% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Michigan · part of the Grand Rapids metro area.
Michigan counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Antrim County | $348,970 | +4.7% | 0.84% |
| Allegan County | $346,459 | +4.1% | 1.08% |
| Oakland County | $365,826 | +2.3% | 1.27% |
| Clinton County | $314,333 | +4.3% | 1.23% |
| Ottawa County | $397,062 | +4.8% | 1.02% |
| Livingston County | $402,827 | +2.8% | 0.97% |
| Barry County | $301,131 | +5.0% | 1.05% |
| Benzie County | $406,697 | +6.8% | 0.79% |
| Lapeer County | $296,879 | +4.5% | 0.92% |
| Washtenaw County | $411,983 | +2.4% | 1.52% |
Frequently asked questions
What is the average home price in Kent County, MI?
The typical home value in Kent County is $353,407 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Kent County?
About $103,100 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Kent County?
The median effective rate is 1.11% of home value a year (Census ACS 2024 5-year estimates).