Washtenaw County, Michigan home prices
Typical home $411,983 · +2.4% in a year · property tax 1.52%
The typical home in Washtenaw County is worth $411,983, 56% more than the Michigan typical home ($263,760). Values changed +2.4% in the past year and +19.4% over five years. Homeowners here pay a median 1.52% of their home's value in property tax each year ($6,253 on the typical home), versus 1.17% statewide.
Mortgage on the typical Washtenaw County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $82,397 | $329,586 | $2,217 | $0 | $727 | $2,944 | $126,200 |
| 10% down | $41,198 | $370,784 | $2,494 | $154 | $727 | $3,376 | $144,700 |
| 5% down | $20,599 | $391,383 | $2,633 | $163 | $727 | $3,523 | $151,000 |
| 3.5% down (FHA) | $14,419 | $404,521 | $2,721 | $182 | $727 | $3,631 | $155,600 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.52% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Michigan · part of the Ann Arbor metro area.
Michigan counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Charlevoix County | $413,637 | +3.5% | 0.9% |
| Benzie County | $406,697 | +6.8% | 0.79% |
| Grand Traverse County | $417,443 | +2.6% | 0.89% |
| Livingston County | $402,827 | +2.8% | 0.97% |
| Ottawa County | $397,062 | +4.8% | 1.02% |
| Emmet County | $437,678 | +8.5% | 0.83% |
| Oakland County | $365,826 | +2.3% | 1.27% |
| Kent County | $353,407 | +4.5% | 1.11% |
| Antrim County | $348,970 | +4.7% | 0.84% |
| Allegan County | $346,459 | +4.1% | 1.08% |
Frequently asked questions
What is the average home price in Washtenaw County, MI?
The typical home value in Washtenaw County is $411,983 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Washtenaw County?
About $126,200 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Washtenaw County?
The median effective rate is 1.52% of home value a year (Census ACS 2024 5-year estimates).