Allegan County, Michigan home prices
Typical home $346,459 · +4.1% in a year · property tax 1.08%
The typical home in Allegan County is worth $346,459, 31% more than the Michigan typical home ($263,760). Values changed +4.1% in the past year and +29.5% over five years. Homeowners here pay a median 1.08% of their home's value in property tax each year ($3,741 on the typical home), versus 1.17% statewide.
Mortgage on the typical Allegan County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $69,292 | $277,167 | $1,865 | $0 | $485 | $2,349 | $100,700 |
| 10% down | $34,646 | $311,813 | $2,098 | $130 | $485 | $2,712 | $116,200 |
| 5% down | $17,323 | $329,136 | $2,214 | $137 | $485 | $2,836 | $121,600 |
| 3.5% down (FHA) | $12,126 | $340,184 | $2,288 | $153 | $485 | $2,927 | $125,400 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.08% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Michigan · part of the Holland metro area.
Michigan counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Antrim County | $348,970 | +4.7% | 0.84% |
| Kent County | $353,407 | +4.5% | 1.11% |
| Oakland County | $365,826 | +2.3% | 1.27% |
| Clinton County | $314,333 | +4.3% | 1.23% |
| Barry County | $301,131 | +5.0% | 1.05% |
| Lapeer County | $296,879 | +4.5% | 0.92% |
| Ottawa County | $397,062 | +4.8% | 1.02% |
| Livingston County | $402,827 | +2.8% | 0.97% |
| Benzie County | $406,697 | +6.8% | 0.79% |
| Berrien County | $281,193 | +7.0% | 1.08% |
Frequently asked questions
What is the average home price in Allegan County, MI?
The typical home value in Allegan County is $346,459 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Allegan County?
About $100,700 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Allegan County?
The median effective rate is 1.08% of home value a year (Census ACS 2024 5-year estimates).