Holland, MI home prices
Typical home $346,455 · +4.1% in a year · income needed $100,700
The Holland, MI metro area ranks 233 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed +4.1% in a year and +29.5% over five years. With 20% down at 7.11%, the typical home costs about $2,349 a month including 1.08% property tax (Allegan County rate).
Mortgage on the typical Holland home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $69,291 | $277,164 | $1,864 | $0 | $485 | $2,349 | $100,700 |
| 10% down | $34,645 | $311,809 | $2,098 | $130 | $485 | $2,712 | $116,200 |
| 5% down | $17,323 | $329,132 | $2,214 | $137 | $485 | $2,836 | $121,600 |
| 3.5% down (FHA) | $12,126 | $340,180 | $2,288 | $153 | $485 | $2,927 | $125,400 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.08% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the Holland area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Allegan County, MI | $346,459 | +4.1% | 1.08% |
What can you afford in Michigan on your salary? · Michigan home prices · Salaries in Michigan
Frequently asked questions
How much is a house in Holland?
The typical home in the Holland, MI metro area is worth $346,455 (Zillow, September 2026).
What salary do you need to buy a house in Holland?
About $100,700 a year for the typical home with 20% down at 7.11%.