Nantucket County, Massachusetts home prices
Typical home $3,186,894 · +9.5% in a year · property tax 0.25%
The typical home in Nantucket County is worth $3,186,894, 386% more than the Massachusetts typical home ($655,219). Values changed +9.5% in the past year and +33.0% over five years. Homeowners here pay a median 0.25% of their home's value in property tax each year ($7,946 on the typical home), versus 1.01% statewide.
Mortgage on the typical Nantucket County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $637,379 | $2,549,515 | $17,151 | $0 | $2,256 | $19,406 | $831,700 |
| 10% down | $318,689 | $2,868,204 | $19,295 | $1,195 | $2,256 | $22,745 | $974,800 |
| 5% down | $159,345 | $3,027,549 | $20,367 | $1,261 | $2,256 | $23,884 | $1,023,600 |
| 3.5% down (FHA) | $111,541 | $3,129,171 | $21,050 | $1,410 | $2,256 | $24,715 | $1,059,200 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.25% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Massachusetts.
Massachusetts counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Dukes County | $1,556,392 | +6.1% | 0.5% |
| Middlesex County | $804,837 | +1.5% | 1.03% |
| Norfolk County | $764,424 | +2.5% | 1.06% |
| Barnstable County | $757,449 | +2.9% | 0.67% |
| Suffolk County | $738,589 | +0.2% | 0.66% |
| Essex County | $715,954 | +2.1% | 1.04% |
| Plymouth County | $646,858 | +4.0% | 1.17% |
| Bristol County | $545,691 | +3.7% | 1.07% |
| Worcester County | $495,048 | +1.9% | 1.28% |
| Hampshire County | $449,669 | +2.8% | 1.43% |
Frequently asked questions
What is the average home price in Nantucket County, MA?
The typical home value in Nantucket County is $3,186,894 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Nantucket County?
About $831,700 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Nantucket County?
The median effective rate is 0.25% of home value a year (Census ACS 2024 5-year estimates).