Muscatine County, Iowa home prices
Typical home $205,712 · +5.6% in a year · property tax 1.5%
The typical home in Muscatine County is worth $205,712, 13% less than the Iowa typical home ($236,623). Values changed +5.6% in the past year and +25.5% over five years. Homeowners here pay a median 1.5% of their home's value in property tax each year ($3,086 on the typical home), versus 1.27% statewide.
Mortgage on the typical Muscatine County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $41,142 | $164,570 | $1,107 | $0 | $360 | $1,467 | $62,900 |
| 10% down | $20,571 | $185,141 | $1,245 | $77 | $360 | $1,683 | $72,100 |
| 5% down | $10,286 | $195,427 | $1,315 | $81 | $360 | $1,756 | $75,300 |
| 3.5% down (FHA) | $7,200 | $201,987 | $1,359 | $91 | $360 | $1,810 | $77,600 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.5% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Iowa · part of the Muscatine metro area.
Iowa counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Cerro Gordo County | $204,868 | +3.0% | 1.45% |
| Howard County | $204,056 | +9.3% | 1.25% |
| Woodbury County | $207,499 | +2.8% | 1.45% |
| Mahaska County | $200,948 | +8.5% | 1.32% |
| Carroll County | $212,289 | +6.1% | 1.09% |
| Shelby County | $212,688 | +4.2% | 1.28% |
| Adair County | $197,786 | +8.4% | 1.28% |
| Mitchell County | $213,898 | +4.1% | 1.1% |
| Clarke County | $197,299 | +2.6% | 1.6% |
| Buchanan County | $215,302 | +4.7% | 1.36% |
Frequently asked questions
What is the average home price in Muscatine County, IA?
The typical home value in Muscatine County is $205,712 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Muscatine County?
About $62,900 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Muscatine County?
The median effective rate is 1.5% of home value a year (Census ACS 2024 5-year estimates).