Woodbury County, Iowa home prices
Typical home $207,499 · +2.8% in a year · property tax 1.45%
The typical home in Woodbury County is worth $207,499, 12% less than the Iowa typical home ($236,623). Values changed +2.8% in the past year and +25.0% over five years. Homeowners here pay a median 1.45% of their home's value in property tax each year ($3,008 on the typical home), versus 1.27% statewide.
Mortgage on the typical Woodbury County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $41,500 | $165,999 | $1,117 | $0 | $354 | $1,471 | $63,000 |
| 10% down | $20,750 | $186,749 | $1,256 | $78 | $354 | $1,689 | $72,400 |
| 5% down | $10,375 | $197,124 | $1,326 | $82 | $354 | $1,763 | $75,500 |
| 3.5% down (FHA) | $7,262 | $203,740 | $1,371 | $92 | $354 | $1,817 | $77,900 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.45% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Iowa · part of the Sioux City metro area.
Iowa counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Muscatine County | $205,712 | +5.6% | 1.5% |
| Cerro Gordo County | $204,868 | +3.0% | 1.45% |
| Howard County | $204,056 | +9.3% | 1.25% |
| Carroll County | $212,289 | +6.1% | 1.09% |
| Shelby County | $212,688 | +4.2% | 1.28% |
| Mitchell County | $213,898 | +4.1% | 1.1% |
| Mahaska County | $200,948 | +8.5% | 1.32% |
| Buchanan County | $215,302 | +4.7% | 1.36% |
| Chickasaw County | $216,973 | +5.1% | 1.02% |
| Adair County | $197,786 | +8.4% | 1.28% |
Frequently asked questions
What is the average home price in Woodbury County, IA?
The typical home value in Woodbury County is $207,499 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Woodbury County?
About $63,000 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Woodbury County?
The median effective rate is 1.45% of home value a year (Census ACS 2024 5-year estimates).