Mahaska County, Iowa home prices
Typical home $200,948 · +8.5% in a year · property tax 1.32%
The typical home in Mahaska County is worth $200,948, 15% less than the Iowa typical home ($236,623). Values changed +8.5% in the past year and +36.1% over five years. Homeowners here pay a median 1.32% of their home's value in property tax each year ($2,645 on the typical home), versus 1.27% statewide.
Mortgage on the typical Mahaska County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $40,190 | $160,759 | $1,081 | $0 | $321 | $1,402 | $60,100 |
| 10% down | $20,095 | $180,854 | $1,217 | $75 | $321 | $1,613 | $69,100 |
| 5% down | $10,047 | $190,901 | $1,284 | $80 | $321 | $1,685 | $72,200 |
| 3.5% down (FHA) | $7,033 | $197,309 | $1,327 | $89 | $321 | $1,737 | $74,400 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.32% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Iowa · part of the Oskaloosa metro area.
Iowa counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Howard County | $204,056 | +9.3% | 1.25% |
| Adair County | $197,786 | +8.4% | 1.28% |
| Clarke County | $197,299 | +2.6% | 1.6% |
| Cerro Gordo County | $204,868 | +3.0% | 1.45% |
| Muscatine County | $205,712 | +5.6% | 1.5% |
| Clay County | $195,966 | +4.2% | 1.15% |
| O Brien County | $194,875 | +8.0% | 0.98% |
| Woodbury County | $207,499 | +2.8% | 1.45% |
| Henry County | $192,451 | +6.2% | 1.56% |
| Marshall County | $192,339 | +3.6% | 1.42% |
Frequently asked questions
What is the average home price in Mahaska County, IA?
The typical home value in Mahaska County is $200,948 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Mahaska County?
About $60,100 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Mahaska County?
The median effective rate is 1.32% of home value a year (Census ACS 2024 5-year estimates).