Clarke County, Iowa home prices
Typical home $197,299 · +2.6% in a year · property tax 1.6%
The typical home in Clarke County is worth $197,299, 17% less than the Iowa typical home ($236,623). Values changed +2.6% in the past year and +28.4% over five years. Homeowners here pay a median 1.6% of their home's value in property tax each year ($3,157 on the typical home), versus 1.27% statewide.
Mortgage on the typical Clarke County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $39,460 | $157,839 | $1,062 | $0 | $362 | $1,424 | $61,000 |
| 10% down | $19,730 | $177,569 | $1,195 | $74 | $362 | $1,630 | $69,900 |
| 5% down | $9,865 | $187,434 | $1,261 | $78 | $362 | $1,701 | $72,900 |
| 3.5% down (FHA) | $6,905 | $193,725 | $1,303 | $87 | $362 | $1,752 | $75,100 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.6% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Iowa.
Iowa counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Adair County | $197,786 | +8.4% | 1.28% |
| Clay County | $195,966 | +4.2% | 1.15% |
| O Brien County | $194,875 | +8.0% | 0.98% |
| Mahaska County | $200,948 | +8.5% | 1.32% |
| Henry County | $192,451 | +6.2% | 1.56% |
| Marshall County | $192,339 | +3.6% | 1.42% |
| Howard County | $204,056 | +9.3% | 1.25% |
| Worth County | $190,414 | +4.6% | 1.1% |
| Butler County | $190,215 | +4.8% | 1.35% |
| Cerro Gordo County | $204,868 | +3.0% | 1.45% |
Frequently asked questions
What is the average home price in Clarke County, IA?
The typical home value in Clarke County is $197,299 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Clarke County?
About $61,000 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Clarke County?
The median effective rate is 1.6% of home value a year (Census ACS 2024 5-year estimates).