Worth County, Iowa home prices
Typical home $190,414 · +4.6% in a year · property tax 1.1%
The typical home in Worth County is worth $190,414, 20% less than the Iowa typical home ($236,623). Values changed +4.6% in the past year and +33.4% over five years. Homeowners here pay a median 1.1% of their home's value in property tax each year ($2,090 on the typical home), versus 1.27% statewide.
Mortgage on the typical Worth County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $38,083 | $152,331 | $1,025 | $0 | $269 | $1,294 | $55,500 |
| 10% down | $19,041 | $171,373 | $1,153 | $71 | $269 | $1,494 | $64,000 |
| 5% down | $9,521 | $180,893 | $1,217 | $75 | $269 | $1,562 | $66,900 |
| 3.5% down (FHA) | $6,664 | $186,965 | $1,258 | $84 | $269 | $1,611 | $69,100 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.1% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Iowa · part of the Mason City metro area.
Iowa counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Butler County | $190,215 | +4.8% | 1.35% |
| Marshall County | $192,339 | +3.6% | 1.42% |
| Henry County | $192,451 | +6.2% | 1.56% |
| Buena Vista County | $186,332 | -0.2% | 1.21% |
| O Brien County | $194,875 | +8.0% | 0.98% |
| Black Hawk County | $185,880 | +0.4% | 1.5% |
| Van Buren County | $185,789 | +4.3% | 1.18% |
| Clay County | $195,966 | +4.2% | 1.15% |
| Ida County | $184,506 | +6.3% | 1.16% |
| Clarke County | $197,299 | +2.6% | 1.6% |
Frequently asked questions
What is the average home price in Worth County, IA?
The typical home value in Worth County is $190,414 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Worth County?
About $55,500 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Worth County?
The median effective rate is 1.1% of home value a year (Census ACS 2024 5-year estimates).