Ida County, Iowa home prices
Typical home $184,506 · +6.3% in a year · property tax 1.16%
The typical home in Ida County is worth $184,506, 22% less than the Iowa typical home ($236,623). Values changed +6.3% in the past year and +30.7% over five years. Homeowners here pay a median 1.16% of their home's value in property tax each year ($2,135 on the typical home), versus 1.27% statewide.
Mortgage on the typical Ida County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $36,901 | $147,605 | $993 | $0 | $270 | $1,263 | $54,100 |
| 10% down | $18,451 | $166,056 | $1,117 | $69 | $270 | $1,456 | $62,400 |
| 5% down | $9,225 | $175,281 | $1,179 | $73 | $270 | $1,522 | $65,200 |
| 3.5% down (FHA) | $6,458 | $181,164 | $1,219 | $82 | $270 | $1,570 | $67,300 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.16% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Iowa.
Iowa counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Van Buren County | $185,789 | +4.3% | 1.18% |
| Black Hawk County | $185,880 | +0.4% | 1.5% |
| Buena Vista County | $186,332 | -0.2% | 1.21% |
| Fremont County | $182,656 | +9.3% | 1.21% |
| Hancock County | $182,064 | +2.9% | 1.18% |
| Jefferson County | $181,544 | +3.0% | 1.41% |
| Clinton County | $181,487 | +6.7% | 1.53% |
| Crawford County | $181,286 | +5.1% | 1.28% |
| Butler County | $190,215 | +4.8% | 1.35% |
| Worth County | $190,414 | +4.6% | 1.1% |
Frequently asked questions
What is the average home price in Ida County, IA?
The typical home value in Ida County is $184,506 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Ida County?
About $54,100 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Ida County?
The median effective rate is 1.16% of home value a year (Census ACS 2024 5-year estimates).