Oskaloosa, IA home prices
Typical home $200,928 · +8.5% in a year · income needed $60,100
The Oskaloosa, IA metro area ranks 634 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed +8.5% in a year and +36.1% over five years. With 20% down at 7.11%, the typical home costs about $1,402 a month including 1.32% property tax (Mahaska County rate).
Mortgage on the typical Oskaloosa home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $40,186 | $160,743 | $1,081 | $0 | $321 | $1,402 | $60,100 |
| 10% down | $20,093 | $180,835 | $1,216 | $75 | $321 | $1,613 | $69,100 |
| 5% down | $10,046 | $190,882 | $1,284 | $80 | $321 | $1,684 | $72,200 |
| 3.5% down (FHA) | $7,032 | $197,289 | $1,327 | $89 | $321 | $1,737 | $74,400 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.32% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the Oskaloosa area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Mahaska County, IA | $200,948 | +8.5% | 1.32% |
What can you afford in Iowa on your salary? · Iowa home prices · Salaries in Iowa
Frequently asked questions
How much is a house in Oskaloosa?
The typical home in the Oskaloosa, IA metro area is worth $200,928 (Zillow, September 2026).
What salary do you need to buy a house in Oskaloosa?
About $60,100 a year for the typical home with 20% down at 7.11%.