Muscatine, IA home prices
Typical home $205,722 · +5.6% in a year · income needed $62,900
The Muscatine, IA metro area ranks 615 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed +5.6% in a year and +25.5% over five years. With 20% down at 7.11%, the typical home costs about $1,467 a month including 1.5% property tax (Muscatine County rate).
Mortgage on the typical Muscatine home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $41,144 | $164,578 | $1,107 | $0 | $360 | $1,467 | $62,900 |
| 10% down | $20,572 | $185,150 | $1,246 | $77 | $360 | $1,683 | $72,100 |
| 5% down | $10,286 | $195,436 | $1,315 | $81 | $360 | $1,756 | $75,300 |
| 3.5% down (FHA) | $7,200 | $201,996 | $1,359 | $91 | $360 | $1,810 | $77,600 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.5% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the Muscatine area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Muscatine County, IA | $205,712 | +5.6% | 1.5% |
What can you afford in Iowa on your salary? · Iowa home prices · Salaries in Iowa
Frequently asked questions
How much is a house in Muscatine?
The typical home in the Muscatine, IA metro area is worth $205,722 (Zillow, September 2026).
What salary do you need to buy a house in Muscatine?
About $62,900 a year for the typical home with 20% down at 7.11%.