Steuben County, Indiana home prices
Typical home $320,242 · +6.6% in a year · property tax 0.57%
The typical home in Steuben County is worth $320,242, 25% more than the Indiana typical home ($257,165). Values changed +6.6% in the past year and +28.4% over five years. Homeowners here pay a median 0.57% of their home's value in property tax each year ($1,840 on the typical home), versus 0.74% statewide.
Mortgage on the typical Steuben County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $64,048 | $256,194 | $1,723 | $0 | $313 | $2,037 | $87,300 |
| 10% down | $32,024 | $288,218 | $1,939 | $120 | $313 | $2,372 | $101,700 |
| 5% down | $16,012 | $304,230 | $2,047 | $127 | $313 | $2,487 | $106,600 |
| 3.5% down (FHA) | $11,208 | $314,442 | $2,115 | $142 | $313 | $2,570 | $110,200 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.57% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Indiana · part of the Angola metro area.
Indiana counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Dearborn County | $327,371 | +5.2% | 0.74% |
| Johnson County | $312,876 | +1.5% | 0.71% |
| Hancock County | $329,462 | +2.0% | 0.66% |
| Porter County | $330,010 | +2.3% | 0.83% |
| Monroe County | $309,871 | +1.2% | 0.71% |
| Jasper County | $300,557 | +3.3% | 0.46% |
| Morgan County | $299,883 | +1.8% | 0.49% |
| Hendricks County | $343,151 | +1.6% | 0.81% |
| Tippecanoe County | $296,588 | +2.4% | 0.62% |
| Kosciusko County | $293,218 | +6.8% | 0.6% |
Frequently asked questions
What is the average home price in Steuben County, IN?
The typical home value in Steuben County is $320,242 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Steuben County?
About $87,300 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Steuben County?
The median effective rate is 0.57% of home value a year (Census ACS 2024 5-year estimates).