Dearborn County, Indiana home prices
Typical home $327,371 · +5.2% in a year · property tax 0.74%
The typical home in Dearborn County is worth $327,371, 27% more than the Indiana typical home ($257,165). Values changed +5.2% in the past year and +33.4% over five years. Homeowners here pay a median 0.74% of their home's value in property tax each year ($2,406 on the typical home), versus 0.74% statewide.
Mortgage on the typical Dearborn County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $65,474 | $261,897 | $1,762 | $0 | $364 | $2,126 | $91,100 |
| 10% down | $32,737 | $294,634 | $1,982 | $123 | $364 | $2,469 | $105,800 |
| 5% down | $16,369 | $311,002 | $2,092 | $130 | $364 | $2,586 | $110,800 |
| 3.5% down (FHA) | $11,458 | $321,441 | $2,162 | $145 | $364 | $2,671 | $114,500 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.74% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Indiana · part of the Cincinnati metro area.
Indiana counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Hancock County | $329,462 | +2.0% | 0.66% |
| Porter County | $330,010 | +2.3% | 0.83% |
| Steuben County | $320,242 | +6.6% | 0.57% |
| Johnson County | $312,876 | +1.5% | 0.71% |
| Hendricks County | $343,151 | +1.6% | 0.81% |
| Monroe County | $309,871 | +1.2% | 0.71% |
| Lagrange County | $348,227 | +8.1% | 0.55% |
| Jasper County | $300,557 | +3.3% | 0.46% |
| Morgan County | $299,883 | +1.8% | 0.49% |
| Tippecanoe County | $296,588 | +2.4% | 0.62% |
Frequently asked questions
What is the average home price in Dearborn County, IN?
The typical home value in Dearborn County is $327,371 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Dearborn County?
About $91,100 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Dearborn County?
The median effective rate is 0.74% of home value a year (Census ACS 2024 5-year estimates).