Johnson County, Indiana home prices
Typical home $312,876 · +1.5% in a year · property tax 0.71%
The typical home in Johnson County is worth $312,876, 22% more than the Indiana typical home ($257,165). Values changed +1.5% in the past year and +21.0% over five years. Homeowners here pay a median 0.71% of their home's value in property tax each year ($2,225 on the typical home), versus 0.74% statewide.
Mortgage on the typical Johnson County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $62,575 | $250,301 | $1,684 | $0 | $342 | $2,026 | $86,800 |
| 10% down | $31,288 | $281,589 | $1,894 | $117 | $342 | $2,353 | $100,900 |
| 5% down | $15,644 | $297,233 | $2,000 | $124 | $342 | $2,465 | $105,700 |
| 3.5% down (FHA) | $10,951 | $307,209 | $2,067 | $138 | $342 | $2,547 | $109,200 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.71% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Indiana · part of the Indianapolis metro area.
Indiana counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Monroe County | $309,871 | +1.2% | 0.71% |
| Steuben County | $320,242 | +6.6% | 0.57% |
| Jasper County | $300,557 | +3.3% | 0.46% |
| Morgan County | $299,883 | +1.8% | 0.49% |
| Dearborn County | $327,371 | +5.2% | 0.74% |
| Tippecanoe County | $296,588 | +2.4% | 0.62% |
| Hancock County | $329,462 | +2.0% | 0.66% |
| Porter County | $330,010 | +2.3% | 0.83% |
| Kosciusko County | $293,218 | +6.8% | 0.6% |
| Franklin County | $292,357 | +4.3% | 0.59% |
Frequently asked questions
What is the average home price in Johnson County, IN?
The typical home value in Johnson County is $312,876 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Johnson County?
About $86,800 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Johnson County?
The median effective rate is 0.71% of home value a year (Census ACS 2024 5-year estimates).