Kosciusko County, Indiana home prices
Typical home $293,218 · +6.8% in a year · property tax 0.6%
The typical home in Kosciusko County is worth $293,218, 14% more than the Indiana typical home ($257,165). Values changed +6.8% in the past year and +30.3% over five years. Homeowners here pay a median 0.6% of their home's value in property tax each year ($1,769 on the typical home), versus 0.74% statewide.
Mortgage on the typical Kosciusko County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $58,644 | $234,575 | $1,578 | $0 | $294 | $1,872 | $80,200 |
| 10% down | $29,322 | $263,896 | $1,775 | $110 | $294 | $2,179 | $93,400 |
| 5% down | $14,661 | $278,557 | $1,874 | $116 | $294 | $2,284 | $97,900 |
| 3.5% down (FHA) | $10,263 | $287,907 | $1,937 | $130 | $294 | $2,360 | $101,200 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.6% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Indiana · part of the Warsaw metro area.
Indiana counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Franklin County | $292,357 | +4.3% | 0.59% |
| Warrick County | $291,696 | +4.1% | 0.67% |
| Tippecanoe County | $296,588 | +2.4% | 0.62% |
| Morgan County | $299,883 | +1.8% | 0.49% |
| Floyd County | $285,954 | +2.7% | 0.69% |
| Jasper County | $300,557 | +3.3% | 0.46% |
| Whitley County | $284,103 | +4.8% | 0.7% |
| Ohio County | $282,157 | +3.4% | 0.61% |
| Ripley County | $278,212 | +4.9% | 0.56% |
| Monroe County | $309,871 | +1.2% | 0.71% |
Frequently asked questions
What is the average home price in Kosciusko County, IN?
The typical home value in Kosciusko County is $293,218 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Kosciusko County?
About $80,200 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Kosciusko County?
The median effective rate is 0.6% of home value a year (Census ACS 2024 5-year estimates).