Whitley County, Indiana home prices
Typical home $284,103 · +4.8% in a year · property tax 0.7%
The typical home in Whitley County is worth $284,103, 10% more than the Indiana typical home ($257,165). Values changed +4.8% in the past year and +33.6% over five years. Homeowners here pay a median 0.7% of their home's value in property tax each year ($1,990 on the typical home), versus 0.74% statewide.
Mortgage on the typical Whitley County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $56,821 | $227,283 | $1,529 | $0 | $308 | $1,837 | $78,700 |
| 10% down | $28,410 | $255,693 | $1,720 | $107 | $308 | $2,135 | $91,500 |
| 5% down | $14,205 | $269,898 | $1,816 | $112 | $308 | $2,236 | $95,800 |
| 3.5% down (FHA) | $9,944 | $278,957 | $1,877 | $126 | $308 | $2,310 | $99,000 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.7% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Indiana · part of the Fort Wayne metro area.
Indiana counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Floyd County | $285,954 | +2.7% | 0.69% |
| Ohio County | $282,157 | +3.4% | 0.61% |
| Ripley County | $278,212 | +4.9% | 0.56% |
| Warrick County | $291,696 | +4.1% | 0.67% |
| Franklin County | $292,357 | +4.3% | 0.59% |
| Kosciusko County | $293,218 | +6.8% | 0.6% |
| Putnam County | $274,190 | +4.9% | 0.48% |
| Bartholomew County | $274,111 | +2.5% | 0.75% |
| Tippecanoe County | $296,588 | +2.4% | 0.62% |
| Morgan County | $299,883 | +1.8% | 0.49% |
Frequently asked questions
What is the average home price in Whitley County, IN?
The typical home value in Whitley County is $284,103 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Whitley County?
About $78,700 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Whitley County?
The median effective rate is 0.7% of home value a year (Census ACS 2024 5-year estimates).