Fort Wayne, IN home prices
Typical home $257,074 · +3.6% in a year · income needed $72,000
The Fort Wayne, IN metro area ranks 428 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed +3.6% in a year and +33.6% over five years. With 20% down at 7.11%, the typical home costs about $1,680 a month including 0.79% property tax (Allen County rate).
Mortgage on the typical Fort Wayne home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $51,415 | $205,659 | $1,383 | $0 | $297 | $1,680 | $72,000 |
| 10% down | $25,707 | $231,367 | $1,556 | $96 | $297 | $1,950 | $83,600 |
| 5% down | $12,854 | $244,220 | $1,643 | $102 | $297 | $2,042 | $87,500 |
| 3.5% down (FHA) | $8,998 | $252,418 | $1,698 | $114 | $297 | $2,109 | $90,400 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.79% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the Fort Wayne area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Allen County, IN | $254,595 | +3.5% | 0.79% |
| Whitley County, IN | $284,103 | +4.8% | 0.7% |
What can you afford in Indiana on your salary? · Indiana home prices · Salaries in Indiana
Frequently asked questions
How much is a house in Fort Wayne?
The typical home in the Fort Wayne, IN metro area is worth $257,074 (Zillow, September 2026).
What salary do you need to buy a house in Fort Wayne?
About $72,000 a year for the typical home with 20% down at 7.11%.