Ohio County, Indiana home prices
Typical home $282,157 · +3.4% in a year · property tax 0.61%
The typical home in Ohio County is worth $282,157, 10% more than the Indiana typical home ($257,165). Values changed +3.4% in the past year and +31.7% over five years. Homeowners here pay a median 0.61% of their home's value in property tax each year ($1,728 on the typical home), versus 0.74% statewide.
Mortgage on the typical Ohio County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $56,431 | $225,726 | $1,518 | $0 | $285 | $1,804 | $77,300 |
| 10% down | $28,216 | $253,942 | $1,708 | $106 | $285 | $2,099 | $90,000 |
| 5% down | $14,108 | $268,049 | $1,803 | $112 | $285 | $2,200 | $94,300 |
| 3.5% down (FHA) | $9,876 | $277,047 | $1,864 | $125 | $285 | $2,274 | $97,400 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.61% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Indiana · part of the Cincinnati metro area.
Indiana counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Whitley County | $284,103 | +4.8% | 0.7% |
| Floyd County | $285,954 | +2.7% | 0.69% |
| Ripley County | $278,212 | +4.9% | 0.56% |
| Putnam County | $274,190 | +4.9% | 0.48% |
| Bartholomew County | $274,111 | +2.5% | 0.75% |
| Warrick County | $291,696 | +4.1% | 0.67% |
| Franklin County | $292,357 | +4.3% | 0.59% |
| Kosciusko County | $293,218 | +6.8% | 0.6% |
| Tippecanoe County | $296,588 | +2.4% | 0.62% |
| Harrison County | $266,960 | +3.7% | 0.53% |
Frequently asked questions
What is the average home price in Ohio County, IN?
The typical home value in Ohio County is $282,157 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Ohio County?
About $77,300 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Ohio County?
The median effective rate is 0.61% of home value a year (Census ACS 2024 5-year estimates).