Warsaw, IN home prices
Typical home $293,226 · +6.8% in a year · income needed $80,200
The Warsaw, IN metro area ranks 334 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed +6.8% in a year and +30.2% over five years. With 20% down at 7.11%, the typical home costs about $1,872 a month including 0.6% property tax (Kosciusko County rate).
Mortgage on the typical Warsaw home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $58,645 | $234,581 | $1,578 | $0 | $294 | $1,872 | $80,200 |
| 10% down | $29,323 | $263,903 | $1,775 | $110 | $294 | $2,179 | $93,400 |
| 5% down | $14,661 | $278,565 | $1,874 | $116 | $294 | $2,284 | $97,900 |
| 3.5% down (FHA) | $10,263 | $287,915 | $1,937 | $130 | $294 | $2,361 | $101,200 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.6% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the Warsaw area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Kosciusko County, IN | $293,218 | +6.8% | 0.6% |
What can you afford in Indiana on your salary? · Indiana home prices · Salaries in Indiana
Frequently asked questions
How much is a house in Warsaw?
The typical home in the Warsaw, IN metro area is worth $293,226 (Zillow, September 2026).
What salary do you need to buy a house in Warsaw?
About $80,200 a year for the typical home with 20% down at 7.11%.