Porter County, Indiana home prices
Typical home $330,010 · +2.3% in a year · property tax 0.83%
The typical home in Porter County is worth $330,010, 28% more than the Indiana typical home ($257,165). Values changed +2.3% in the past year and +22.2% over five years. Homeowners here pay a median 0.83% of their home's value in property tax each year ($2,727 on the typical home), versus 0.74% statewide.
Mortgage on the typical Porter County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $66,002 | $264,008 | $1,776 | $0 | $392 | $2,168 | $92,900 |
| 10% down | $33,001 | $297,009 | $1,998 | $124 | $392 | $2,514 | $107,700 |
| 5% down | $16,501 | $313,510 | $2,109 | $131 | $392 | $2,632 | $112,800 |
| 3.5% down (FHA) | $11,550 | $324,033 | $2,180 | $146 | $392 | $2,718 | $116,500 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.83% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Indiana · part of the Chicago metro area.
Indiana counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Hancock County | $329,462 | +2.0% | 0.66% |
| Dearborn County | $327,371 | +5.2% | 0.74% |
| Steuben County | $320,242 | +6.6% | 0.57% |
| Hendricks County | $343,151 | +1.6% | 0.81% |
| Johnson County | $312,876 | +1.5% | 0.71% |
| Lagrange County | $348,227 | +8.1% | 0.55% |
| Monroe County | $309,871 | +1.2% | 0.71% |
| Brown County | $358,796 | +2.2% | 0.44% |
| Jasper County | $300,557 | +3.3% | 0.46% |
| Morgan County | $299,883 | +1.8% | 0.49% |
Frequently asked questions
What is the average home price in Porter County, IN?
The typical home value in Porter County is $330,010 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Porter County?
About $92,900 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Porter County?
The median effective rate is 0.83% of home value a year (Census ACS 2024 5-year estimates).