De Kalb County, Indiana home prices
Typical home $256,368 · +6.8% in a year · property tax 0.62%
The typical home in De Kalb County is worth $256,368, about the same as the Indiana typical home ($257,165). Values changed +6.8% in the past year and +37.8% over five years. Homeowners here pay a median 0.62% of their home's value in property tax each year ($1,592 on the typical home), versus 0.74% statewide.
Mortgage on the typical De Kalb County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $51,274 | $205,094 | $1,380 | $0 | $261 | $1,640 | $70,300 |
| 10% down | $25,637 | $230,731 | $1,552 | $96 | $261 | $1,909 | $81,800 |
| 5% down | $12,818 | $243,549 | $1,638 | $101 | $261 | $2,001 | $85,700 |
| 3.5% down (FHA) | $8,973 | $251,724 | $1,693 | $113 | $261 | $2,068 | $88,600 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.62% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Indiana · part of the Auburn metro area.
Indiana counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Decatur County | $256,719 | +5.2% | 0.62% |
| Noble County | $257,549 | +4.6% | 0.67% |
| Allen County | $254,595 | +3.5% | 0.79% |
| La Porte County | $258,616 | +4.3% | 0.77% |
| Wells County | $253,270 | +5.8% | 0.54% |
| Switzerland County | $259,924 | +6.9% | 0.45% |
| Adams County | $251,184 | +7.2% | 0.77% |
| Lake County | $250,943 | +2.0% | 0.92% |
| Tipton County | $249,148 | +4.2% | 0.65% |
| Clark County | $265,250 | +1.8% | 0.77% |
Frequently asked questions
What is the average home price in De Kalb County, IN?
The typical home value in De Kalb County is $256,368 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in De Kalb County?
About $70,300 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in De Kalb County?
The median effective rate is 0.62% of home value a year (Census ACS 2024 5-year estimates).