Auburn, IN home prices
Typical home $256,371 · +6.8% in a year · income needed $70,300
The Auburn, IN metro area ranks 431 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed +6.8% in a year and +37.8% over five years. With 20% down at 7.11%, the typical home costs about $1,641 a month including 0.62% property tax (De Kalb County rate).
Mortgage on the typical Auburn home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $51,274 | $205,097 | $1,380 | $0 | $261 | $1,641 | $70,300 |
| 10% down | $25,637 | $230,734 | $1,552 | $96 | $261 | $1,909 | $81,800 |
| 5% down | $12,819 | $243,553 | $1,638 | $101 | $261 | $2,001 | $85,700 |
| 3.5% down (FHA) | $8,973 | $251,728 | $1,693 | $113 | $261 | $2,068 | $88,600 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.62% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the Auburn area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| De Kalb County, IN | $256,368 | +6.8% | 0.62% |
What can you afford in Indiana on your salary? · Indiana home prices · Salaries in Indiana
Frequently asked questions
How much is a house in Auburn?
The typical home in the Auburn, IN metro area is worth $256,371 (Zillow, September 2026).
What salary do you need to buy a house in Auburn?
About $70,300 a year for the typical home with 20% down at 7.11%.