La Porte County, Indiana home prices
Typical home $258,616 · +4.3% in a year · property tax 0.77%
The typical home in La Porte County is worth $258,616, about the same as the Indiana typical home ($257,165). Values changed +4.3% in the past year and +35.0% over five years. Homeowners here pay a median 0.77% of their home's value in property tax each year ($1,988 on the typical home), versus 0.74% statewide.
Mortgage on the typical La Porte County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $51,723 | $206,892 | $1,392 | $0 | $295 | $1,687 | $72,300 |
| 10% down | $25,862 | $232,754 | $1,566 | $97 | $295 | $1,958 | $83,900 |
| 5% down | $12,931 | $245,685 | $1,653 | $102 | $295 | $2,050 | $87,900 |
| 3.5% down (FHA) | $9,052 | $253,931 | $1,708 | $114 | $295 | $2,118 | $90,800 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.77% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Indiana · part of the Michigan City metro area.
Indiana counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Noble County | $257,549 | +4.6% | 0.67% |
| Switzerland County | $259,924 | +6.9% | 0.45% |
| Decatur County | $256,719 | +5.2% | 0.62% |
| De Kalb County | $256,368 | +6.8% | 0.62% |
| Allen County | $254,595 | +3.5% | 0.79% |
| Wells County | $253,270 | +5.8% | 0.54% |
| Clark County | $265,250 | +1.8% | 0.77% |
| Marshall County | $265,595 | +7.0% | 0.66% |
| Adams County | $251,184 | +7.2% | 0.77% |
| Lake County | $250,943 | +2.0% | 0.92% |
Frequently asked questions
What is the average home price in La Porte County, IN?
The typical home value in La Porte County is $258,616 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in La Porte County?
About $72,300 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in La Porte County?
The median effective rate is 0.77% of home value a year (Census ACS 2024 5-year estimates).