Clark County, Indiana home prices
Typical home $265,250 · +1.8% in a year · property tax 0.77%
The typical home in Clark County is worth $265,250, 3% more than the Indiana typical home ($257,165). Values changed +1.8% in the past year and +23.9% over five years. Homeowners here pay a median 0.77% of their home's value in property tax each year ($2,042 on the typical home), versus 0.74% statewide.
Mortgage on the typical Clark County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $53,050 | $212,200 | $1,427 | $0 | $303 | $1,730 | $74,200 |
| 10% down | $26,525 | $238,725 | $1,606 | $99 | $303 | $2,008 | $86,100 |
| 5% down | $13,262 | $251,987 | $1,695 | $105 | $303 | $2,103 | $90,100 |
| 3.5% down (FHA) | $9,284 | $260,445 | $1,752 | $117 | $303 | $2,172 | $93,100 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.77% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Indiana.
Indiana counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Marshall County | $265,595 | +7.0% | 0.66% |
| Dubois County | $266,447 | +5.6% | 0.66% |
| Elkhart County | $266,459 | +5.5% | 0.82% |
| Harrison County | $266,960 | +3.7% | 0.53% |
| Switzerland County | $259,924 | +6.9% | 0.45% |
| La Porte County | $258,616 | +4.3% | 0.77% |
| Noble County | $257,549 | +4.6% | 0.67% |
| Decatur County | $256,719 | +5.2% | 0.62% |
| Bartholomew County | $274,111 | +2.5% | 0.75% |
| De Kalb County | $256,368 | +6.8% | 0.62% |
Frequently asked questions
What is the average home price in Clark County, IN?
The typical home value in Clark County is $265,250 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Clark County?
About $74,200 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Clark County?
The median effective rate is 0.77% of home value a year (Census ACS 2024 5-year estimates).