Switzerland County, Indiana home prices
Typical home $259,924 · +6.9% in a year · property tax 0.45%
The typical home in Switzerland County is worth $259,924, about the same as the Indiana typical home ($257,165). Values changed +6.9% in the past year and +45.5% over five years. Homeowners here pay a median 0.45% of their home's value in property tax each year ($1,172 on the typical home), versus 0.74% statewide.
Mortgage on the typical Switzerland County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $51,985 | $207,939 | $1,399 | $0 | $228 | $1,626 | $69,700 |
| 10% down | $25,992 | $233,931 | $1,574 | $97 | $228 | $1,899 | $81,400 |
| 5% down | $12,996 | $246,928 | $1,661 | $103 | $228 | $1,992 | $85,400 |
| 3.5% down (FHA) | $9,097 | $255,216 | $1,717 | $115 | $228 | $2,059 | $88,300 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.45% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Indiana.
Indiana counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| La Porte County | $258,616 | +4.3% | 0.77% |
| Noble County | $257,549 | +4.6% | 0.67% |
| Decatur County | $256,719 | +5.2% | 0.62% |
| De Kalb County | $256,368 | +6.8% | 0.62% |
| Clark County | $265,250 | +1.8% | 0.77% |
| Allen County | $254,595 | +3.5% | 0.79% |
| Marshall County | $265,595 | +7.0% | 0.66% |
| Dubois County | $266,447 | +5.6% | 0.66% |
| Elkhart County | $266,459 | +5.5% | 0.82% |
| Wells County | $253,270 | +5.8% | 0.54% |
Frequently asked questions
What is the average home price in Switzerland County, IN?
The typical home value in Switzerland County is $259,924 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Switzerland County?
About $69,700 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Switzerland County?
The median effective rate is 0.45% of home value a year (Census ACS 2024 5-year estimates).