Prowers County, Colorado home prices
Typical home $169,863 · -1.6% in a year · property tax 0.3%
The typical home in Prowers County is worth $169,863, 68% less than the Colorado typical home ($529,013). Values changed -1.6% in the past year and +18.2% over five years. Homeowners here pay a median 0.3% of their home's value in property tax each year ($515 on the typical home), versus 0.52% statewide.
Mortgage on the typical Prowers County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $33,973 | $135,891 | $914 | $0 | $128 | $1,042 | $44,700 |
| 10% down | $16,986 | $152,877 | $1,028 | $64 | $128 | $1,220 | $52,300 |
| 5% down | $8,493 | $161,370 | $1,086 | $67 | $128 | $1,281 | $54,900 |
| 3.5% down (FHA) | $5,945 | $166,786 | $1,122 | $75 | $128 | $1,325 | $56,800 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.3% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Colorado.
Colorado counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Sedgwick County | $172,249 | -1.9% | 0.45% |
| Kiowa County | $163,266 | -5.4% | 0.58% |
| Costilla County | $180,906 | -5.4% | 0.32% |
| Otero County | $158,183 | -6.3% | 0.31% |
| Crowley County | $153,588 | -7.9% | 0.45% |
| Cheyenne County | $196,246 | +2.9% | 0.47% |
| Conejos County | $212,372 | +1.3% | 0.4% |
| Bent County | $115,929 | +3.8% | 0.35% |
| Kit Carson County | $233,624 | +3.2% | 0.49% |
| Las Animas County | $238,422 | -5.3% | 0.23% |
Frequently asked questions
What is the average home price in Prowers County, CO?
The typical home value in Prowers County is $169,863 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Prowers County?
About $44,700 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Prowers County?
The median effective rate is 0.3% of home value a year (Census ACS 2024 5-year estimates).