Kiowa County, Colorado home prices
Typical home $163,266 · -5.4% in a year · property tax 0.58%
The typical home in Kiowa County is worth $163,266, 69% less than the Colorado typical home ($529,013). Values changed -5.4% in the past year and +2.5% over five years. Homeowners here pay a median 0.58% of their home's value in property tax each year ($949 on the typical home), versus 0.52% statewide.
Mortgage on the typical Kiowa County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $32,653 | $130,613 | $879 | $0 | $161 | $1,039 | $44,500 |
| 10% down | $16,327 | $146,940 | $988 | $61 | $161 | $1,210 | $51,900 |
| 5% down | $8,163 | $155,103 | $1,043 | $65 | $161 | $1,269 | $54,400 |
| 3.5% down (FHA) | $5,714 | $160,309 | $1,078 | $72 | $161 | $1,311 | $56,200 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.58% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Colorado.
Colorado counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Otero County | $158,183 | -6.3% | 0.31% |
| Prowers County | $169,863 | -1.6% | 0.3% |
| Sedgwick County | $172,249 | -1.9% | 0.45% |
| Crowley County | $153,588 | -7.9% | 0.45% |
| Costilla County | $180,906 | -5.4% | 0.32% |
| Cheyenne County | $196,246 | +2.9% | 0.47% |
| Bent County | $115,929 | +3.8% | 0.35% |
| Conejos County | $212,372 | +1.3% | 0.4% |
| Kit Carson County | $233,624 | +3.2% | 0.49% |
| Las Animas County | $238,422 | -5.3% | 0.23% |
Frequently asked questions
What is the average home price in Kiowa County, CO?
The typical home value in Kiowa County is $163,266 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Kiowa County?
About $44,500 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Kiowa County?
The median effective rate is 0.58% of home value a year (Census ACS 2024 5-year estimates).