Bent County, Colorado home prices
Typical home $115,929 · +3.8% in a year · property tax 0.35%
The typical home in Bent County is worth $115,929, 78% less than the Colorado typical home ($529,013). Values changed +3.8% in the past year and -14.4% over five years. Homeowners here pay a median 0.35% of their home's value in property tax each year ($408 on the typical home), versus 0.52% statewide.
Mortgage on the typical Bent County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $23,186 | $92,743 | $624 | $0 | $92 | $716 | $30,700 |
| 10% down | $11,593 | $104,336 | $702 | $43 | $92 | $837 | $35,900 |
| 5% down | $5,796 | $110,132 | $741 | $46 | $92 | $879 | $37,700 |
| 3.5% down (FHA) | $4,058 | $113,829 | $766 | $51 | $92 | $909 | $39,000 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.35% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Colorado.
Colorado counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Crowley County | $153,588 | -7.9% | 0.45% |
| Otero County | $158,183 | -6.3% | 0.31% |
| Kiowa County | $163,266 | -5.4% | 0.58% |
| Prowers County | $169,863 | -1.6% | 0.3% |
| Sedgwick County | $172,249 | -1.9% | 0.45% |
| Costilla County | $180,906 | -5.4% | 0.32% |
| Cheyenne County | $196,246 | +2.9% | 0.47% |
| Conejos County | $212,372 | +1.3% | 0.4% |
| Kit Carson County | $233,624 | +3.2% | 0.49% |
| Las Animas County | $238,422 | -5.3% | 0.23% |
Frequently asked questions
What is the average home price in Bent County, CO?
The typical home value in Bent County is $115,929 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Bent County?
About $30,700 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Bent County?
The median effective rate is 0.35% of home value a year (Census ACS 2024 5-year estimates).