Pocahontas County, West Virginia home prices
Typical home $184,813 · +4.5% in a year · property tax 0.3%
The typical home in Pocahontas County is worth $184,813, 5% more than the West Virginia typical home ($176,576). Values changed +4.5% in the past year and +37.4% over five years. Homeowners here pay a median 0.3% of their home's value in property tax each year ($560 on the typical home), versus 0.51% statewide.
Mortgage on the typical Pocahontas County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $36,963 | $147,850 | $995 | $0 | $139 | $1,134 | $48,600 |
| 10% down | $18,481 | $166,332 | $1,119 | $69 | $139 | $1,327 | $56,900 |
| 5% down | $9,241 | $175,572 | $1,181 | $73 | $139 | $1,393 | $59,700 |
| 3.5% down (FHA) | $6,468 | $181,465 | $1,221 | $82 | $139 | $1,442 | $61,800 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.3% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in West Virginia.
West Virginia counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Taylor County | $185,274 | +1.7% | 0.54% |
| Grant County | $181,867 | +2.3% | 0.31% |
| Monroe County | $191,179 | +4.6% | 0.46% |
| Mineral County | $196,367 | +1.8% | 0.45% |
| Wood County | $173,101 | +1.1% | 0.59% |
| Cabell County | $170,976 | +2.5% | 0.6% |
| Jackson County | $199,114 | +4.1% | 0.53% |
| Tucker County | $201,897 | -0.2% | 0.37% |
| Pleasants County | $167,455 | +4.0% | 0.54% |
| Marion County | $167,401 | +2.3% | 0.59% |
Frequently asked questions
What is the average home price in Pocahontas County, WV?
The typical home value in Pocahontas County is $184,813 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Pocahontas County?
About $48,600 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Pocahontas County?
The median effective rate is 0.3% of home value a year (Census ACS 2024 5-year estimates).