Monroe County, West Virginia home prices
Typical home $191,179 · +4.6% in a year · property tax 0.46%
The typical home in Monroe County is worth $191,179, 8% more than the West Virginia typical home ($176,576). Values changed +4.6% in the past year and +35.6% over five years. Homeowners here pay a median 0.46% of their home's value in property tax each year ($887 on the typical home), versus 0.51% statewide.
Mortgage on the typical Monroe County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $38,236 | $152,943 | $1,029 | $0 | $169 | $1,198 | $51,400 |
| 10% down | $19,118 | $172,061 | $1,157 | $72 | $169 | $1,399 | $59,900 |
| 5% down | $9,559 | $181,620 | $1,222 | $76 | $169 | $1,467 | $62,900 |
| 3.5% down (FHA) | $6,691 | $187,716 | $1,263 | $85 | $169 | $1,517 | $65,000 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.46% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in West Virginia.
West Virginia counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Mineral County | $196,367 | +1.8% | 0.45% |
| Taylor County | $185,274 | +1.7% | 0.54% |
| Pocahontas County | $184,813 | +4.5% | 0.3% |
| Jackson County | $199,114 | +4.1% | 0.53% |
| Grant County | $181,867 | +2.3% | 0.31% |
| Tucker County | $201,897 | -0.2% | 0.37% |
| Greenbrier County | $206,887 | +4.1% | 0.44% |
| Wood County | $173,101 | +1.1% | 0.59% |
| Cabell County | $170,976 | +2.5% | 0.6% |
| Pendleton County | $213,619 | +7.2% | 0.34% |
Frequently asked questions
What is the average home price in Monroe County, WV?
The typical home value in Monroe County is $191,179 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Monroe County?
About $51,400 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Monroe County?
The median effective rate is 0.46% of home value a year (Census ACS 2024 5-year estimates).