Jackson County, West Virginia home prices
Typical home $199,114 · +4.1% in a year · property tax 0.53%
The typical home in Jackson County is worth $199,114, 13% more than the West Virginia typical home ($176,576). Values changed +4.1% in the past year and +24.4% over five years. Homeowners here pay a median 0.53% of their home's value in property tax each year ($1,056 on the typical home), versus 0.51% statewide.
Mortgage on the typical Jackson County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $39,823 | $159,291 | $1,072 | $0 | $188 | $1,259 | $54,000 |
| 10% down | $19,911 | $179,203 | $1,206 | $75 | $188 | $1,468 | $62,900 |
| 5% down | $9,956 | $189,159 | $1,272 | $79 | $188 | $1,539 | $66,000 |
| 3.5% down (FHA) | $6,969 | $195,508 | $1,315 | $88 | $188 | $1,591 | $68,200 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.53% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in West Virginia · part of the Charleston metro area.
West Virginia counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Mineral County | $196,367 | +1.8% | 0.45% |
| Tucker County | $201,897 | -0.2% | 0.37% |
| Greenbrier County | $206,887 | +4.1% | 0.44% |
| Monroe County | $191,179 | +4.6% | 0.46% |
| Taylor County | $185,274 | +1.7% | 0.54% |
| Pocahontas County | $184,813 | +4.5% | 0.3% |
| Pendleton County | $213,619 | +7.2% | 0.34% |
| Grant County | $181,867 | +2.3% | 0.31% |
| Hardy County | $220,059 | +2.6% | 0.35% |
| Wood County | $173,101 | +1.1% | 0.59% |
Frequently asked questions
What is the average home price in Jackson County, WV?
The typical home value in Jackson County is $199,114 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Jackson County?
About $54,000 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Jackson County?
The median effective rate is 0.53% of home value a year (Census ACS 2024 5-year estimates).