Mineral County, West Virginia home prices
Typical home $196,367 · +1.8% in a year · property tax 0.45%
The typical home in Mineral County is worth $196,367, 11% more than the West Virginia typical home ($176,576). Values changed +1.8% in the past year and +23.5% over five years. Homeowners here pay a median 0.45% of their home's value in property tax each year ($890 on the typical home), versus 0.51% statewide.
Mortgage on the typical Mineral County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $39,273 | $157,093 | $1,057 | $0 | $172 | $1,229 | $52,700 |
| 10% down | $19,637 | $176,730 | $1,189 | $74 | $172 | $1,435 | $61,500 |
| 5% down | $9,818 | $186,548 | $1,255 | $78 | $172 | $1,505 | $64,500 |
| 3.5% down (FHA) | $6,873 | $192,810 | $1,297 | $87 | $172 | $1,556 | $66,700 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.45% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in West Virginia · part of the Cumberland metro area.
West Virginia counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Jackson County | $199,114 | +4.1% | 0.53% |
| Monroe County | $191,179 | +4.6% | 0.46% |
| Tucker County | $201,897 | -0.2% | 0.37% |
| Greenbrier County | $206,887 | +4.1% | 0.44% |
| Taylor County | $185,274 | +1.7% | 0.54% |
| Pocahontas County | $184,813 | +4.5% | 0.3% |
| Grant County | $181,867 | +2.3% | 0.31% |
| Pendleton County | $213,619 | +7.2% | 0.34% |
| Wood County | $173,101 | +1.1% | 0.59% |
| Hardy County | $220,059 | +2.6% | 0.35% |
Frequently asked questions
What is the average home price in Mineral County, WV?
The typical home value in Mineral County is $196,367 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Mineral County?
About $52,700 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Mineral County?
The median effective rate is 0.45% of home value a year (Census ACS 2024 5-year estimates).