Millard County, Utah home prices
Typical home $338,042 · +2.0% in a year · property tax 0.51%
The typical home in Millard County is worth $338,042, 37% less than the Utah typical home ($532,920). Values changed +2.0% in the past year and +24.7% over five years. Homeowners here pay a median 0.51% of their home's value in property tax each year ($1,726 on the typical home), versus 0.5% statewide.
Mortgage on the typical Millard County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $67,608 | $270,434 | $1,819 | $0 | $313 | $2,132 | $91,400 |
| 10% down | $33,804 | $304,238 | $2,047 | $127 | $313 | $2,486 | $106,600 |
| 5% down | $16,902 | $321,140 | $2,160 | $134 | $313 | $2,607 | $111,700 |
| 3.5% down (FHA) | $11,831 | $331,919 | $2,233 | $150 | $313 | $2,695 | $115,500 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.51% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Utah.
Utah counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Sevier County | $337,039 | +3.8% | 0.54% |
| San Juan County | $355,310 | +3.3% | 0.8% |
| Uintah County | $356,398 | +4.4% | 0.51% |
| Beaver County | $312,630 | +5.5% | 0.4% |
| Daggett County | $366,031 | +5.0% | 0.46% |
| Duchesne County | $371,261 | +5.0% | 0.61% |
| Emery County | $296,446 | +4.6% | 0.62% |
| Sanpete County | $383,940 | +7.2% | 0.47% |
| Carbon County | $279,151 | +2.2% | 0.61% |
| Iron County | $409,337 | +2.4% | 0.41% |
Frequently asked questions
What is the average home price in Millard County, UT?
The typical home value in Millard County is $338,042 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Millard County?
About $91,400 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Millard County?
The median effective rate is 0.51% of home value a year (Census ACS 2024 5-year estimates).