Emery County, Utah home prices
Typical home $296,446 · +4.6% in a year · property tax 0.62%
The typical home in Emery County is worth $296,446, 44% less than the Utah typical home ($532,920). Values changed +4.6% in the past year and — over five years. Homeowners here pay a median 0.62% of their home's value in property tax each year ($1,830 on the typical home), versus 0.5% statewide.
Mortgage on the typical Emery County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $59,289 | $237,157 | $1,595 | $0 | $301 | $1,896 | $81,300 |
| 10% down | $29,645 | $266,801 | $1,795 | $111 | $301 | $2,207 | $94,600 |
| 5% down | $14,822 | $281,624 | $1,894 | $117 | $301 | $2,313 | $99,100 |
| 3.5% down (FHA) | $10,376 | $291,076 | $1,958 | $131 | $301 | $2,390 | $102,400 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.62% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Utah.
Utah counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Beaver County | $312,630 | +5.5% | 0.4% |
| Carbon County | $279,151 | +2.2% | 0.61% |
| Sevier County | $337,039 | +3.8% | 0.54% |
| Millard County | $338,042 | +2.0% | 0.51% |
| Garfield County | $251,435 | +3.1% | 0.35% |
| San Juan County | $355,310 | +3.3% | 0.8% |
| Uintah County | $356,398 | +4.4% | 0.51% |
| Daggett County | $366,031 | +5.0% | 0.46% |
| Duchesne County | $371,261 | +5.0% | 0.61% |
| Sanpete County | $383,940 | +7.2% | 0.47% |
Frequently asked questions
What is the average home price in Emery County, UT?
The typical home value in Emery County is $296,446 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Emery County?
About $81,300 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Emery County?
The median effective rate is 0.62% of home value a year (Census ACS 2024 5-year estimates).