Garfield County, Utah home prices
Typical home $251,435 · +3.1% in a year · property tax 0.35%
The typical home in Garfield County is worth $251,435, 53% less than the Utah typical home ($532,920). Values changed +3.1% in the past year and +19.8% over five years. Homeowners here pay a median 0.35% of their home's value in property tax each year ($891 on the typical home), versus 0.5% statewide.
Mortgage on the typical Garfield County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $50,287 | $201,148 | $1,353 | $0 | $200 | $1,553 | $66,600 |
| 10% down | $25,143 | $226,291 | $1,522 | $94 | $200 | $1,817 | $77,900 |
| 5% down | $12,572 | $238,863 | $1,607 | $100 | $200 | $1,906 | $81,700 |
| 3.5% down (FHA) | $8,800 | $246,881 | $1,661 | $111 | $200 | $1,972 | $84,500 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.35% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Utah.
Utah counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Carbon County | $279,151 | +2.2% | 0.61% |
| Emery County | $296,446 | +4.6% | 0.62% |
| Beaver County | $312,630 | +5.5% | 0.4% |
| Sevier County | $337,039 | +3.8% | 0.54% |
| Millard County | $338,042 | +2.0% | 0.51% |
| San Juan County | $355,310 | +3.3% | 0.8% |
| Uintah County | $356,398 | +4.4% | 0.51% |
| Daggett County | $366,031 | +5.0% | 0.46% |
| Duchesne County | $371,261 | +5.0% | 0.61% |
| Sanpete County | $383,940 | +7.2% | 0.47% |
Frequently asked questions
What is the average home price in Garfield County, UT?
The typical home value in Garfield County is $251,435 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Garfield County?
About $66,600 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Garfield County?
The median effective rate is 0.35% of home value a year (Census ACS 2024 5-year estimates).