Childress County, Texas home prices
Typical home $135,325 · +26.5% in a year · property tax 1.19%
The typical home in Childress County is worth $135,325, 54% less than the Texas typical home ($296,424). Values changed +26.5% in the past year and +19.6% over five years. Homeowners here pay a median 1.19% of their home's value in property tax each year ($1,614 on the typical home), versus 1.32% statewide.
Mortgage on the typical Childress County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $27,065 | $108,260 | $728 | $0 | $202 | $930 | $39,900 |
| 10% down | $13,533 | $121,793 | $819 | $51 | $202 | $1,072 | $46,000 |
| 5% down | $6,766 | $128,559 | $865 | $54 | $202 | $1,121 | $48,000 |
| 3.5% down (FHA) | $4,736 | $132,874 | $894 | $60 | $202 | $1,156 | $49,500 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.19% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Texas.
Texas counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Baylor County | $136,644 | +17.4% | 1.25% |
| Refugio County | $133,719 | -6.7% | 1.47% |
| Dimmit County | $133,562 | +4.7% | 1.43% |
| Hansford County | $133,079 | +6.6% | 1.81% |
| Jim Wells County | $137,856 | -10.1% | 1.15% |
| Runnels County | $138,829 | +8.9% | 1.37% |
| Castro County | $139,264 | -2.2% | 0.92% |
| Throckmorton County | $139,924 | -12.3% | 1.28% |
| Ochiltree County | $130,055 | +13.1% | 1.42% |
| Sutton County | $140,701 | -4.4% | 1.22% |
Frequently asked questions
What is the average home price in Childress County, TX?
The typical home value in Childress County is $135,325 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Childress County?
About $39,900 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Childress County?
The median effective rate is 1.19% of home value a year (Census ACS 2024 5-year estimates).