Ochiltree County, Texas home prices
Typical home $130,055 · +13.1% in a year · property tax 1.42%
The typical home in Ochiltree County is worth $130,055, 56% less than the Texas typical home ($296,424). Values changed +13.1% in the past year and -14.7% over five years. Homeowners here pay a median 1.42% of their home's value in property tax each year ($1,844 on the typical home), versus 1.32% statewide.
Mortgage on the typical Ochiltree County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $26,011 | $104,044 | $700 | $0 | $219 | $919 | $39,400 |
| 10% down | $13,006 | $117,050 | $787 | $49 | $219 | $1,055 | $45,200 |
| 5% down | $6,503 | $123,553 | $831 | $51 | $219 | $1,101 | $47,200 |
| 3.5% down (FHA) | $4,552 | $127,700 | $859 | $58 | $219 | $1,135 | $48,700 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.42% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Texas.
Texas counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Hansford County | $133,079 | +6.6% | 1.81% |
| Dimmit County | $133,562 | +4.7% | 1.43% |
| Refugio County | $133,719 | -6.7% | 1.47% |
| Donley County | $126,273 | +12.2% | 1.16% |
| Childress County | $135,325 | +26.5% | 1.19% |
| Baylor County | $136,644 | +17.4% | 1.25% |
| Jim Wells County | $137,856 | -10.1% | 1.15% |
| Zapata County | $121,665 | -5.8% | 0.95% |
| Garza County | $121,629 | +2.0% | 1.57% |
| Terry County | $121,439 | -1.4% | 1.69% |
Frequently asked questions
What is the average home price in Ochiltree County, TX?
The typical home value in Ochiltree County is $130,055 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Ochiltree County?
About $39,400 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Ochiltree County?
The median effective rate is 1.42% of home value a year (Census ACS 2024 5-year estimates).