Donley County, Texas home prices
Typical home $126,273 · +12.2% in a year · property tax 1.16%
The typical home in Donley County is worth $126,273, 57% less than the Texas typical home ($296,424). Values changed +12.2% in the past year and — over five years. Homeowners here pay a median 1.16% of their home's value in property tax each year ($1,463 on the typical home), versus 1.32% statewide.
Mortgage on the typical Donley County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $25,255 | $101,018 | $680 | $0 | $185 | $865 | $37,100 |
| 10% down | $12,627 | $113,645 | $765 | $47 | $185 | $997 | $42,700 |
| 5% down | $6,314 | $119,959 | $807 | $50 | $185 | $1,042 | $44,700 |
| 3.5% down (FHA) | $4,420 | $123,986 | $834 | $56 | $185 | $1,075 | $46,100 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.16% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Texas.
Texas counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Ochiltree County | $130,055 | +13.1% | 1.42% |
| Zapata County | $121,665 | -5.8% | 0.95% |
| Garza County | $121,629 | +2.0% | 1.57% |
| Terry County | $121,439 | -1.4% | 1.69% |
| La Salle County | $120,225 | -8.5% | 1.47% |
| Nolan County | $120,201 | +7.7% | 1.53% |
| Upton County | $120,180 | +6.4% | 1.08% |
| Hansford County | $133,079 | +6.6% | 1.81% |
| Hale County | $119,100 | -3.4% | 1.31% |
| Dimmit County | $133,562 | +4.7% | 1.43% |
Frequently asked questions
What is the average home price in Donley County, TX?
The typical home value in Donley County is $126,273 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Donley County?
About $37,100 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Donley County?
The median effective rate is 1.16% of home value a year (Census ACS 2024 5-year estimates).