Upton County, Texas home prices
Typical home $120,180 · +6.4% in a year · property tax 1.08%
The typical home in Upton County is worth $120,180, 59% less than the Texas typical home ($296,424). Values changed +6.4% in the past year and -14.4% over five years. Homeowners here pay a median 1.08% of their home's value in property tax each year ($1,298 on the typical home), versus 1.32% statewide.
Mortgage on the typical Upton County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $24,036 | $96,144 | $647 | $0 | $168 | $815 | $34,900 |
| 10% down | $12,018 | $108,162 | $728 | $45 | $168 | $941 | $40,300 |
| 5% down | $6,009 | $114,171 | $768 | $48 | $168 | $984 | $42,200 |
| 3.5% down (FHA) | $4,206 | $118,003 | $794 | $53 | $168 | $1,015 | $43,500 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.08% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Texas.
Texas counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Nolan County | $120,201 | +7.7% | 1.53% |
| La Salle County | $120,225 | -8.5% | 1.47% |
| Hale County | $119,100 | -3.4% | 1.31% |
| Terry County | $121,439 | -1.4% | 1.69% |
| Motley County | $118,731 | +9.1% | 1.03% |
| Garza County | $121,629 | +2.0% | 1.57% |
| Zapata County | $121,665 | -5.8% | 0.95% |
| Hutchinson County | $118,561 | +2.1% | 1.35% |
| Kinney County | $118,224 | +0.2% | 1.41% |
| Lipscomb County | $118,196 | +2.7% | 1.41% |
Frequently asked questions
What is the average home price in Upton County, TX?
The typical home value in Upton County is $120,180 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Upton County?
About $34,900 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Upton County?
The median effective rate is 1.08% of home value a year (Census ACS 2024 5-year estimates).