Loudon County, Tennessee home prices
Typical home $449,541 · +1.4% in a year · property tax 0.33%
The typical home in Loudon County is worth $449,541, 36% more than the Tennessee typical home ($330,844). Values changed +1.4% in the past year and +32.1% over five years. Homeowners here pay a median 0.33% of their home's value in property tax each year ($1,501 on the typical home), versus 0.46% statewide.
Mortgage on the typical Loudon County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $89,908 | $359,633 | $2,419 | $0 | $350 | $2,769 | $118,700 |
| 10% down | $44,954 | $404,587 | $2,722 | $169 | $350 | $3,240 | $138,900 |
| 5% down | $22,477 | $427,064 | $2,873 | $178 | $350 | $3,401 | $145,700 |
| 3.5% down (FHA) | $15,734 | $441,399 | $2,969 | $199 | $350 | $3,518 | $150,800 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.33% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Tennessee · part of the Knoxville metro area.
Tennessee counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Sumner County | $441,082 | +0.6% | 0.51% |
| Davidson County | $424,273 | -2.6% | 0.6% |
| Rutherford County | $413,437 | -0.6% | 0.48% |
| Sevier County | $406,731 | -0.0% | 0.28% |
| Wilson County | $496,100 | +0.7% | 0.42% |
| Maury County | $400,294 | +1.1% | 0.45% |
| Cheatham County | $395,014 | +1.9% | 0.47% |
| Blount County | $393,019 | +2.8% | 0.45% |
| Knox County | $376,337 | +1.2% | 0.43% |
| Robertson County | $369,103 | +0.3% | 0.47% |
Frequently asked questions
What is the average home price in Loudon County, TN?
The typical home value in Loudon County is $449,541 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Loudon County?
About $118,700 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Loudon County?
The median effective rate is 0.33% of home value a year (Census ACS 2024 5-year estimates).