Knox County, Tennessee home prices
Typical home $376,337 · +1.2% in a year · property tax 0.43%
The typical home in Knox County is worth $376,337, 14% more than the Tennessee typical home ($330,844). Values changed +1.2% in the past year and +41.9% over five years. Homeowners here pay a median 0.43% of their home's value in property tax each year ($1,603 on the typical home), versus 0.46% statewide.
Mortgage on the typical Knox County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $75,267 | $301,070 | $2,025 | $0 | $322 | $2,347 | $100,600 |
| 10% down | $37,634 | $338,703 | $2,278 | $141 | $322 | $2,741 | $117,500 |
| 5% down | $18,817 | $357,520 | $2,405 | $149 | $322 | $2,876 | $123,200 |
| 3.5% down (FHA) | $13,172 | $369,521 | $2,486 | $166 | $322 | $2,974 | $127,500 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.43% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Tennessee · part of the Knoxville metro area.
Tennessee counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Robertson County | $369,103 | +0.3% | 0.47% |
| Fayette County | $367,601 | -0.8% | 0.33% |
| Blount County | $393,019 | +2.8% | 0.45% |
| Dickson County | $357,734 | +1.8% | 0.47% |
| Cheatham County | $395,014 | +1.9% | 0.47% |
| Trousdale County | $356,334 | +4.5% | 0.35% |
| Moore County | $355,337 | +7.2% | 0.45% |
| Maury County | $400,294 | +1.1% | 0.45% |
| Hamilton County | $348,511 | -1.0% | 0.62% |
| Sevier County | $406,731 | -0.0% | 0.28% |
Frequently asked questions
What is the average home price in Knox County, TN?
The typical home value in Knox County is $376,337 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Knox County?
About $100,600 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Knox County?
The median effective rate is 0.43% of home value a year (Census ACS 2024 5-year estimates).