Blount County, Tennessee home prices
Typical home $393,019 · +2.8% in a year · property tax 0.45%
The typical home in Blount County is worth $393,019, 19% more than the Tennessee typical home ($330,844). Values changed +2.8% in the past year and +37.3% over five years. Homeowners here pay a median 0.45% of their home's value in property tax each year ($1,782 on the typical home), versus 0.46% statewide.
Mortgage on the typical Blount County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $78,604 | $314,416 | $2,115 | $0 | $345 | $2,460 | $105,400 |
| 10% down | $39,302 | $353,717 | $2,379 | $147 | $345 | $2,872 | $123,100 |
| 5% down | $19,651 | $373,368 | $2,512 | $156 | $345 | $3,012 | $129,100 |
| 3.5% down (FHA) | $13,756 | $385,901 | $2,596 | $174 | $345 | $3,115 | $133,500 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.45% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Tennessee · part of the Knoxville metro area.
Tennessee counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Cheatham County | $395,014 | +1.9% | 0.47% |
| Maury County | $400,294 | +1.1% | 0.45% |
| Sevier County | $406,731 | -0.0% | 0.28% |
| Knox County | $376,337 | +1.2% | 0.43% |
| Rutherford County | $413,437 | -0.6% | 0.48% |
| Robertson County | $369,103 | +0.3% | 0.47% |
| Fayette County | $367,601 | -0.8% | 0.33% |
| Davidson County | $424,273 | -2.6% | 0.6% |
| Dickson County | $357,734 | +1.8% | 0.47% |
| Trousdale County | $356,334 | +4.5% | 0.35% |
Frequently asked questions
What is the average home price in Blount County, TN?
The typical home value in Blount County is $393,019 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Blount County?
About $105,400 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Blount County?
The median effective rate is 0.45% of home value a year (Census ACS 2024 5-year estimates).