Walworth County, South Dakota home prices
Typical home $132,385 · -0.0% in a year · property tax 1.31%
The typical home in Walworth County is worth $132,385, 58% less than the South Dakota typical home ($317,874). Values changed -0.0% in the past year and +16.2% over five years. Homeowners here pay a median 1.31% of their home's value in property tax each year ($1,737 on the typical home), versus 1.04% statewide.
Mortgage on the typical Walworth County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $26,477 | $105,908 | $712 | $0 | $211 | $923 | $39,600 |
| 10% down | $13,239 | $119,147 | $802 | $50 | $211 | $1,062 | $45,500 |
| 5% down | $6,619 | $125,766 | $846 | $52 | $211 | $1,109 | $47,500 |
| 3.5% down (FHA) | $4,633 | $129,988 | $874 | $59 | $211 | $1,144 | $49,000 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.31% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in South Dakota.
South Dakota counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Jackson County | $128,953 | -2.7% | 0.65% |
| Corson County | $155,734 | +1.3% | 1.45% |
| Perkins County | $158,791 | -0.7% | 1.29% |
| Bon Homme County | $167,171 | +5.6% | 1.27% |
| Spink County | $171,479 | +11.2% | 1.28% |
| Beadle County | $190,822 | +3.0% | 1.09% |
| Bennett County | $191,335 | +8.4% | 0.98% |
| Miner County | $191,455 | +0.6% | 0.92% |
| Campbell County | $191,493 | +9.2% | 1.18% |
| Tripp County | $195,710 | +4.6% | 0.95% |
Frequently asked questions
What is the average home price in Walworth County, SD?
The typical home value in Walworth County is $132,385 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Walworth County?
About $39,600 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Walworth County?
The median effective rate is 1.31% of home value a year (Census ACS 2024 5-year estimates).