Miner County, South Dakota home prices
Typical home $191,455 · +0.6% in a year · property tax 0.92%
The typical home in Miner County is worth $191,455, 40% less than the South Dakota typical home ($317,874). Values changed +0.6% in the past year and +28.2% over five years. Homeowners here pay a median 0.92% of their home's value in property tax each year ($1,753 on the typical home), versus 1.04% statewide.
Mortgage on the typical Miner County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $38,291 | $153,164 | $1,030 | $0 | $242 | $1,272 | $54,500 |
| 10% down | $19,146 | $172,310 | $1,159 | $72 | $242 | $1,473 | $63,100 |
| 5% down | $9,573 | $181,882 | $1,224 | $76 | $242 | $1,541 | $66,000 |
| 3.5% down (FHA) | $6,701 | $187,987 | $1,265 | $85 | $242 | $1,591 | $68,200 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.92% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in South Dakota.
South Dakota counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Campbell County | $191,493 | +9.2% | 1.18% |
| Bennett County | $191,335 | +8.4% | 0.98% |
| Beadle County | $190,822 | +3.0% | 1.09% |
| Tripp County | $195,710 | +4.6% | 0.95% |
| Clark County | $208,648 | -2.2% | 0.88% |
| Potter County | $210,868 | +1.3% | 1.42% |
| Spink County | $171,479 | +11.2% | 1.28% |
| Bon Homme County | $167,171 | +5.6% | 1.27% |
| Edmunds County | $222,665 | +5.2% | 0.8% |
| Perkins County | $158,791 | -0.7% | 1.29% |
Frequently asked questions
What is the average home price in Miner County, SD?
The typical home value in Miner County is $191,455 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Miner County?
About $54,500 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Miner County?
The median effective rate is 0.92% of home value a year (Census ACS 2024 5-year estimates).