Perkins County, South Dakota home prices
Typical home $158,791 · -0.7% in a year · property tax 1.29%
The typical home in Perkins County is worth $158,791, 50% less than the South Dakota typical home ($317,874). Values changed -0.7% in the past year and +25.0% over five years. Homeowners here pay a median 1.29% of their home's value in property tax each year ($2,048 on the typical home), versus 1.04% statewide.
Mortgage on the typical Perkins County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $31,758 | $127,033 | $855 | $0 | $250 | $1,105 | $47,300 |
| 10% down | $15,879 | $142,912 | $961 | $60 | $250 | $1,271 | $54,500 |
| 5% down | $7,940 | $150,852 | $1,015 | $63 | $250 | $1,328 | $56,900 |
| 3.5% down (FHA) | $5,558 | $155,915 | $1,049 | $70 | $250 | $1,369 | $58,700 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.29% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in South Dakota.
South Dakota counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Corson County | $155,734 | +1.3% | 1.45% |
| Bon Homme County | $167,171 | +5.6% | 1.27% |
| Spink County | $171,479 | +11.2% | 1.28% |
| Walworth County | $132,385 | -0.0% | 1.31% |
| Jackson County | $128,953 | -2.7% | 0.65% |
| Beadle County | $190,822 | +3.0% | 1.09% |
| Bennett County | $191,335 | +8.4% | 0.98% |
| Miner County | $191,455 | +0.6% | 0.92% |
| Campbell County | $191,493 | +9.2% | 1.18% |
| Tripp County | $195,710 | +4.6% | 0.95% |
Frequently asked questions
What is the average home price in Perkins County, SD?
The typical home value in Perkins County is $158,791 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Perkins County?
About $47,300 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Perkins County?
The median effective rate is 1.29% of home value a year (Census ACS 2024 5-year estimates).