Bon Homme County, South Dakota home prices
Typical home $167,171 · +5.6% in a year · property tax 1.27%
The typical home in Bon Homme County is worth $167,171, 47% less than the South Dakota typical home ($317,874). Values changed +5.6% in the past year and +4.2% over five years. Homeowners here pay a median 1.27% of their home's value in property tax each year ($2,128 on the typical home), versus 1.04% statewide.
Mortgage on the typical Bon Homme County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $33,434 | $133,737 | $900 | $0 | $261 | $1,161 | $49,700 |
| 10% down | $16,717 | $150,454 | $1,012 | $63 | $261 | $1,336 | $57,200 |
| 5% down | $8,359 | $158,812 | $1,068 | $66 | $261 | $1,395 | $59,800 |
| 3.5% down (FHA) | $5,851 | $164,143 | $1,104 | $74 | $261 | $1,439 | $61,700 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.27% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in South Dakota.
South Dakota counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Spink County | $171,479 | +11.2% | 1.28% |
| Perkins County | $158,791 | -0.7% | 1.29% |
| Corson County | $155,734 | +1.3% | 1.45% |
| Beadle County | $190,822 | +3.0% | 1.09% |
| Bennett County | $191,335 | +8.4% | 0.98% |
| Miner County | $191,455 | +0.6% | 0.92% |
| Campbell County | $191,493 | +9.2% | 1.18% |
| Tripp County | $195,710 | +4.6% | 0.95% |
| Walworth County | $132,385 | -0.0% | 1.31% |
| Jackson County | $128,953 | -2.7% | 0.65% |
Frequently asked questions
What is the average home price in Bon Homme County, SD?
The typical home value in Bon Homme County is $167,171 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Bon Homme County?
About $49,700 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Bon Homme County?
The median effective rate is 1.27% of home value a year (Census ACS 2024 5-year estimates).